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TERMS & CONDITIONS
- SUBSCRIBER AGREEMENT
TERMS
AND CONDITIONS: SERVICE AGREEMENT
This Service
Agreement is made and entered into by and between CASE BREAKERS,
INC., a Florida corporation (who shall be referred to as the "Company" "Us" "We" and "Our")
and you. By submitting the information required by this Agreement
and your credit card number to the Company you hereby agree to
be bound by the terms of this Agreement.
In order to
determine whether our provision of Information to you will be subject
to the requirements of the Fair Credit Reporting Act, 15 U.S.C. §1681
et sec. please provide verifiable identification and certify for
us below the purpose for which you intend to use the Information.
Your failure to truthfully respond, could subject you to fines
under Title 18 of the United States Code and/or imprisonment of
up to two years, or both.
Section 1. Certification of Purpose.
I hereby certify
that the purpose for which I am requesting the Information from
the Company is one described below and I hereby agree to the conditions
specified herein which pertain to my selection of purpose:
[ ] I am requesting
the Information solely for personal, private and non-commercial
use. I agree not to share the Information with any other person.
By making this selection of purpose I understand and intend that
I shall not be subject to the Fair Credit Reporting Act.
[ ] I intend
to use the Information for employment purposes, and thus I understand
that the provision of information is subject to the Fair Credit
Reporting Act and I certify as required in Section 12.
[ ] I hereby
certify that the purpose for which I am requesting the Information
from the Company is commercial, best described as one of the purposes
described below, and subject to the Fair Credit Reporting Act.
. I am requesting
the Information in connection with a court order or a federal grand
jury subpoena.
. I am the individual who is the subject of the Information and will provide
written instructions to the Company how I wish the Information to be used.
. I intend to use the Information in connection with a credit transaction involving
the individual to whom the Information pertains involving the extension of
credit to, or review or collection of the accounts of the individual to whom
the Information relates (the "Subject").
. I intend to use the Information in connection with the underwriting of insurance
involving the Subject, with his or her consent.
. I intend to use the Information in determining the eligibility of the Subject
for a license or other benefit granted by a governmental instrumentality required
by law to consider an applicant’s financial responsibility or status.
. I intend to use the Information as a potential investor, service or current
insurer in connection with a valuation of, or an assessment of the credit or
prepayment risks associated with an existing credit obligation of the Subject
with his or her consent.
. I have a legitimate business need for the Information with respect to a business
transaction involving the Subject, which transaction was initiated by the Subject.
. I intend to use the information in response to a request by the head of a
State or local child support enforcement agency and I certify as required in
Section 13.
Section 2. Information.
Upon accepting
your certification and verifying your identity, we shall provide
you with the public record information (the "Information")
you request. All Information provided by us shall be current as
of the date provided to us and is made available to you on an "as
is" basis. By accepting this agreement, you acknowledge that
we are not responsible for the record keeping practices of third
parties such as, but not limited to, county, state and federal
courts, state repositories, state and regional prisons, local police
stations, and all other local, state and federal organizations,
from which we gather our data.
Section 3. Covenant of Compliance with Fair Credit Reporting Act
A. Complete
Certification and Abide by Restrictions on Information. You hereby
agree that if the purpose for which you have certified your use
of Information causes you and the Company to be subject to the
Fair Credit Reporting Act you will complete the applicable certifications
at the end of this Agreement and you will not request the restricted
Information set forth in Section 14 of this Agreement.
B. Adverse Actions - You hereby agree that if you take an adverse action on
the basis of the Information provided by us to you against the Subject, you
shall provide notice of the adverse action to the Subject including the following
information:
(i) The name,
address and telephone number of the Company;
(ii) A statement that the Company did not make the decision to take adverse
action and is unable to provide the individual with the specific reasons the
action was taken; and
(iii) A notice of individual's right to obtain a free copy of the Information
provided by Company from the Company within sixty (60) days of its notice of
adverse action and to dispute with the Company the accuracy of such information.
C. Payment for
Our Performance Under the Fair Credit Reporting Act. You agree
to pay us for the Information that we provide to the Subject should
we have to disclose the Information to the Subject pursuant to
any of the requirements of the Fair Credit Reporting Act. You understand
and agree that neither of us shall charge the Subject for the Information.
Section 4. Verification and Delivery of Information. You shall submit all requests
for Information to us in writing by on-line transmission, postal mail or
by facsimile, and we shall submit all Information request results to you
in writing by on-line transmission, postal mail or by facsimile. Upon receipt
of an Information request, we shall use our best efforts to provide to
you search results of the Information requested, as stated on our website,
provided that we are first able to verify your identity (account). You
understand there may be delays in completing the delivery of some Information
requests due to court closures, court orders, acts or regulations of governmental
bodies, document retrieval, document verification, failure of a third party's
performance, inclement weather, any act of God, and other circumstances
beyond our control. All Information requests received after 3:00 P.M. EST
will be deemed received next business day.
Section 5. Consideration and Invoice Payment. You shall pay us fees, as updated
from time to time through published fee schedules, in effect on the date
of each Information request. All charges that you incur for the Information
requested and the Information supplied to an individual relating to the
Information shall be paid by credit card, check or money order. You hereby
agree to pay all reasonable attorneys' fees and costs incurred by us in
collection of any amount owed by you to us.
Section 6. Disclaimer of Warranties. THE INFORMATION BEING SOLD HEREUNDER IS "AS
IS" AND WE MAKE NO REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED,
AS TO THE INFORMATION PROVIDED BY US PURSUANT TO THIS AGREEMENT, EXCEPT AS
REQUIRED PURSUANT TO THE FAIR CREDIT REPORTING ACT, WHEN APPLICABLE, AND WE
EXPRESSLY DISCLAIM WARRANTIES OF MERCHANTABILITY AND WARRANTIES OF SUITABILITY
OR FITNESS FOR A PARTICULAR PURPOSE, AS APPLICABLE.
Section 7. Limitation of Liability. We recognize the importance of furnishing
accurate Information to you and we will make all reasonable efforts to
provide timely and accurate Information through strict policies, procedures
and audits of our employees and independent contractors. You understand
and agree that any Information furnished pursuant to this Agreement has
been created, maintained and reported by various federal, state and county
agencies and other third parties which are not under our control. Responsibility
for the accuracy of the Information rests solely with said agencies and
other third parties which create, maintain and report said Information.
WE WILL NOT BE LIABLE TO YOU FOR DAMAGES, AND YOU HEREBY RELEASE US FROM
ANY LIABILITY FOR DAMAGES ARISING UNDER ANY THEORY OF LEGAL LIABILITY TO
THE FULLEST EXTENT THAT YOU MAY LEGALLY AGREE TO RELEASE US FROM LIABILITY
FOR SUCH DAMAGES, PROVIDED, HOWEVER, THAT YOU DO NOT RELEASE US FROM ANY
LIABILITY ARISING SOLELY FROM OUR WILLFUL MISCONDUCT OR LOSS NEGLIGENCE
(UNLESS ATTRIBUTED OR IMPUTED TO US BY REASON OF ANY ACT OR OMISSION OF
YOURS WHETHER AS AN AGENT OF OURS OR OTHERWISE). IN THE EVENT WE ARE LIABLE
TO YOU FOR ANY MATTER ARISING UNDER OR RELATING TO THIS AGREEMENT, WHETHER
ARISING IN CONTRACT, EQUITY, TORT OR OTHERWISE (INCLUDING, WITHOUT LIMITATION,
ANY CLAIM FOR NEGLIGENCE), THE AMOUNT OF DAMAGES RECOVERABLE AGAINST US
FOR ALL SUCH MATTERS WILL NOT EXCEED, IN THE AGGREGATE, THE AMOUNT PAID
TO US BY YOU FOR THE INFORMATION, AND RECOVERY OF THE AMOUNT IS YOUR SOLE
AND EXCLUSIVE REMEDY HEREUNDER.
Section 8. Indemnity. You agree, whether or not this Agreement has expired
or been terminated, to indemnify, defend and save and keep harmless us
and our employees, agents and representatives, from and against any and
all liabilities, obligations, losses, damages, penalties, fines, punitive
damages, amounts in settlement, claims, actions, proceedings, suits, judgments,
costs, interest, expenses and disbursements of any kind and nature whatsoever
arising under any theory of legal liability (including attorneys’ fees
and costs) that may be imposed on, incurred by or asserted against us,
and our employees, agents or representatives, in any way relating to, resulting
from, based upon, or arising out of the services performed and Information
provided pursuant to this Agreement.
Section 9. Limitation of Actions. No claim may be asserted by either party
hereto against the other party with respect to any event, act or omission
that occurred more than two (2) years prior to such claim being asserted.
Section 10. Attorneys' Fees. If any action at law or in equity, arbitration
or other proceeding is brought for the enforcement or interpretation of
this Agreement, or because of an alleged breach of the provisions of this
Agreement, or in any way arising out of the transactions contemplated by
this Agreement, or in any way arising out of the transactions contemplated
by this Agreement, whether sounding in tort or contract or otherwise, the
prevailing party is entitled to recover reasonable attorneys' fees and
other costs incurred in connection with such action, arbitration or other
proceeding (including, but not limited to, expenses and costs of investigation,
witness fees and travel), in addition to any other relief to which the
prevailing party may be entitled.
Section 11. Miscellaneous
1. Entire Agreement
of the Parties. This Agreement and the related documents hereto
or expressly contemplated hereby contain the entire understanding
of the parties relating to the subject matter contained herein
and supersede all prior written or oral and all contemporaneous
oral agreements and understanding relating to the subject matter
hereof. This Agreement cannot be modified or amended except in
writing duly executed by both parties.
2. Notices. Any
notices required to be given under this Agreement shall be given
in writing to the parties at the addresses set forth above.
3. Independent
Contractor. The relationship created by this Agreement is intended
to be solely one of independent contracting parties and not of
partnership, principal and agent or similar obligation. We shall,
at all times, be regarded as an independent contractor and shall
at no time act as agent or employee for you. We may use any employees
or subcontractors as we deem necessary to perform the services
required of us by this Agreement. You may not control, direct or
supervise our employees or subcontractors in the performance of
said services. Each of the parties to this Agreement has relied
upon its own investigation and judgment in determining to become
a party to this Agreement and has not relied upon any representation
or promise of the other party that is not reflected in this Agreement.
4. Binding Effect.
This Agreement shall be binding upon and inure to the benefit of
us and its successors and assigns and you and your successors and
assigns.
5. Sever ability.
The invalidity, illegality or unenforceability of any provision
of this Agreement shall not affect the validity, legality or enforceability
of any other provision of this Agreement, which shall remain in
full force and effect.
6. Governing
Law, Venue and Jurisdiction. This Agreement shall be controlled
by, construed and enforced in accordance with the laws of the State
of Florida. Any claim or cause of action shall be brought by either
party in the state courts of Florida and in the County of Broward.
Section 12. Further Certification for Employment Purposes.
If you will be
using the Information for employment purposes, pursuant to the
Fair Credit Reporting Act, you must further certify as follows:
A. I have complied
with section 1681b(b)(2) of the Fair Credit Reporting Act by making
a clear and conspicuous disclosure in a stand alone writing to
the Subject, prior to the procuring of the Information from the
Company, that the Information, which shall be considered a "consumer
report" will be procured for employment purposes.
B. The Subject has authorized in writing on the provided notice of disclosure
the procurement of the Information from the Company.
C. I will comply with section 1681(b)(3) of the Fair Credit Reporting Act prior
to taking any adverse action with respect to the Subject due to the Information.
D. The Information will not be used in violation of any applicable Federal
or State equal employment law or regulation.
Section 13. Child Support Enforcement
If the selected
purpose for obtaining the Information is with respect to child
support enforcement, you must certify to us as follows:
A. The Information,
which shall be a consumer report, is needed for the purpose of
establishing the capacity of the Subject to make child support
payments or determine the appropriate level of payments.
B. The paternity of the Subject for the child for which the child support obligation
exists has been established or acknowledged by the Subject in accordance with
State laws under which the obligation arises (if required by those laws.)
C. I have provided at least ten (10) days prior notice to the Subject, by certified
or registered mail to the last known address of Subject, that the Information
has been requested.
D. The Information shall be kept confidential, will be used solely for the
purpose described in paragraph 1 of this certification, and will not be used
in connection with any other civil, administrative or criminal proceeding or
for any other purpose.
Section 14. Restrictions on Information under the Fair Credit Reporting Act.
If your Information
request is subject to the Fair Credit Reporting Act, the Information
provided to you shall exclude: (1) Cases under Title 11 of the
United States Code or under the Bankruptcy Act that, from the date
of entry of the order of relief or the date of adjudication, as
the case may be, antedate the date the Information which was requested
by more than ten (10) years; (2)Civil suits, civil judgments, and
records of arrest that, from the date of entry, antedate the date
the Information was requested by more than seven (7) years or until
the governing statute of limitations has expired, whichever is
the longer period; (3) Paid tax liens which, from the date of payment,
antedate the date the Information was requested by more than seven
(7) years; (4) Accounts placed for collection or charged to profit
and loss which antedate the date the Information which was requested
by more than seven (7) years, and (5) Any other adverse item of
information, other than records of convictions of crimes which
antedates the date of request for Information by more than seven
(7) years; unless you can check one of these three boxes:
[] The Information
is to be used in connection with a credit transaction involving
a principal amount of $150,000 or more.
[] The Information
is to be used in connection with the underwriting of life insurance
involving a face of amount of $150,000 or more.
[] The Information
is to be used in connection with the employment of an individual
at an annual salary which equals or exceeds $75,000.
End Of Document
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